Dental Insurance – Pantego, TX
We Take Your Insurance
Whether through your employer or on your own, dental insurance is a great tool that enables you to take advantage of the services we provide here at South Arlington Dental Care. By using your policy to its fullest, you can enjoy oral health for many years to come. But how do you maximize your benefits? Well, our experienced team at our Pantego office has the insurance know-how to get you the treatment you deserve at a price you can handle.
How Dental Insurance Works
While the particulars of your dental insurance policy may differ somewhat from that of another one of our patient’s, there are some characteristics they likely have in common. For example, just like the insurance you carry on your cars, dental insurance also has a deductible—the amount of money you must pay out-of-pocket before your insurance begins to cover any treatment.
Also, you can expect dental insurance companies generally to have coverage that resembles the following:
- 100% coverage for preventive care.
- Around 70%-80% coverage for minor restorative care.
- Around 50% coverage for major restorative care.
Once insurance starts to pay, there is usually a limit or annual maximum. Exceed this specific amount and the cost of service is your responsibility. On the other hand, fail to use the benefits that you are entitled to and they are lost; benefits do not roll over from one year to the next. Therefore, you do your smile and your wallet a favor when you schedule regular dental checkups and other covered services for you and your family in a timely manner.
The Difference between Dental and Medical Insurance
Unlike medical insurance, which predominantly focuses on addressing existing problems, dental insurance is focused mostly on prevention because these companies know that stopping an issue early or even before it starts is more cost effective than dealing with a major problem down the road. As a result, dental insurance policies tend to encourage and emphasize getting necessary preventive care.
In-Network Versus Out of Network
We know that it can be challenging to navigate the ins and outs of dental insurance on your own. The good news is at South Arlington Dental Care you don’t have to. Our team of industry experts can help you understand your coverage and maximize your policy’s benefits whether or not we’re in your insurance’s network.
Want to get the most for your dentistry dollars? Of course, you do. That’s why Dr. Shah, your dentist in Arlington, is happy to accept all major PPO insurances. When you choose to see a dentist that is in your network, you’ll receive exceptional care at a reasonable cost. As an in-network provider, Dr. Shah has agreed to charge an established fee that is contractually arranged with your dental insurance company. This means that once you’ve satisfied your insurance deductible and paid the coinsurance percentage—commonly known as a copayment—we cannot charge you any additional amount for covered services.
We are in-network with the following:
- BlueCross BlueShield.
- Delta Dental.
- United Health Care.
- Network of America.
Out of Network
Even if our office is outside your dental insurance’s network, we can still deliver outstanding dental care with potentially the same cost savings. That’s because our team can help you use whatever benefits you can from your insurance and understand our service fees and what you’re responsible for paying. We will happily work with you and whatever insurance you have to make your treatment with us as affordable as possible.
If you have questions about our dealings with dental insurance, don’t hesitate to give us a call. We’ll happily resolve your concerns and help you feel confident that you’re getting the best deal on dental care.